Appointed

WATERFORD — The Board of Directors of Charter Oak Federal Credit Union has appointed Annette Janovic to serve on the seven-member board that oversees eastern Connecticut’s largest credit union. Janovic had been serving as a member of Charter Oak’s Supervisory Committee, which has board oversight and audit responsibilities, since January 2012. Janovic has nearly three decades of credit union experience. She Janovic is replacing Michael Malvinni, who is retiring after more than three decades of service to Charter Oak  as both a Supervisory Committee member and as a Board member.