Seminars offered

WATERFORD — Charter Oak Federal Credit Union is offering three security seminars. All are free and open to the public. All seminars at Charter Oak’s Community Room at its headquarters on Rt. 85. RSVP to: 860-446-3441.

They include: “How to Avoid Potential Scams” from 10 to 11 a.m. Nov. 4 (RSVP by Nov. 2); “Identity Theft and its Ramifications” from 10 to 11 a.m. Jan. 20 (RSVP by Jan. 18) and “Elderly Financial Abuse” from 10 to 11 a.m. April 14. (RSVP by April 12).